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Website Privacy Notice

This notice describes current website practices. It must be updated before adding advertising pixels, payment processing, consumer-health data, automated profiling, or new categories of personal information.

Information we collect

We may collect information you voluntarily provide, including name, company, email address, telephone number, service interests, and message content. Our website and hosting providers may automatically record limited technical information such as IP address, browser type, device information, referring page, requested pages, timestamps, security events, and basic cookie data.

How we use information

We use information to respond to inquiries, schedule consultations, prepare proposals, provide requested services, maintain business records, operate and secure the website, prevent misuse, improve services, comply with law, and protect legal rights. We do not use an inquiry as authority to make lending, legal, employment, insurance, housing, or credit decisions.

Sharing and sale

We may disclose information to hosting, email, communications, analytics, professional-adviser, security, and other vendors that support our operations; to government authorities when legally required; or in connection with a merger, financing, reorganization, or sale of assets subject to appropriate protections. Valverde Group Inc. does not sell personal information for monetary consideration. We do not knowingly share personal information for cross-context behavioral advertising through this website.

Retention and security

We retain information only as reasonably needed for the purposes described, contractual and recordkeeping requirements, dispute resolution, and applicable law. We use administrative, technical, and physical safeguards appropriate to the nature of the information, but no Internet transmission or storage system can be guaranteed completely secure. Connecticut’s safeguards law requires businesses possessing personal information to protect it and dispose of it securely; see Conn. Gen. Stat. § 42-471 resources.

Your choices and requests

You may request access, correction, or deletion of information you submitted, or opt out of non-transactional marketing, by emailing info@valverdegroupinc.com. We may need to verify identity and may retain information where permitted or required by law. Covered Connecticut residents may have additional rights under the Connecticut Data Privacy Act, Conn. Gen. Stat. §§ 42-515 et seq.

Cookies and browser controls

The site may use essential cookies and similar technologies for security, functionality, and basic performance measurement. Browser settings can restrict cookies, although doing so may affect features. If we later introduce targeted advertising or legally regulated tracking, we will update this notice and deploy appropriate consent and opt-out controls before doing so.

Children and sensitive data

The site is intended for business users and not directed to children under 13. Do not submit Social Security numbers, financial-account credentials, medical information, government identification, or other sensitive data through general website inquiries.

Commercial email and communications

Marketing email, if used, will include accurate sender information, a valid postal address, and an opt-out method consistent with the CAN-SPAM Act and FTC guidance. Submitting a telephone number for an inquiry authorizes ordinary responses about that inquiry; it does not by itself constitute consent to unrelated automated telemarketing.

Updates and contact

We may update this notice as practices or law change and will post the revised date. Privacy questions and requests may be sent to info@valverdegroupinc.com or mailed to Valverde Group Inc., 9 Union Square, Unit 1333, Southbury, CT 06488.

Professional & Financial Disclaimer

Valverde Group Inc. provides business advisory and operational consulting. Unless expressly stated in a signed agreement and supported by required credentials, we do not provide legal, tax, audit, investment, securities, insurance, lending, credit-repair, medical, or other regulated professional services.

No lender or financing commitment

Valverde Group Inc. is not a bank, lender, broker, credit bureau, or guarantor. Website content and consulting services do not constitute an offer of credit, a financing commitment, underwriting advice, or assurance that a client will qualify for a loan, grant, investment, certification, or government program. Financing decisions are made independently by the relevant provider.

No legal or tax advice

Operational recommendations may touch matters that also have legal, accounting, employment, tax, privacy, licensing, or regulatory implications. Clients should obtain advice from appropriately licensed attorneys, certified public accountants, tax professionals, or other qualified advisers before relying on recommendations in those areas.

Client responsibility

Clients remain responsible for the accuracy and completeness of information supplied, management decisions, regulatory filings, internal controls, implementation choices, and compliance obligations. We may rely on client-provided information without independently auditing or verifying it unless the written scope expressly requires verification.

Forward-looking information

Forecasts, budgets, models, scenarios, and strategic plans involve assumptions and uncertainty. Actual results may differ materially. No projection or estimate should be understood as a promise, guarantee, or assurance of future performance.

Introductory consultations

A complimentary consultation is an initial fit and needs discussion. It is not a full assessment, does not include implementation or regulated professional advice, and does not create a confidential professional relationship beyond applicable law and any express confidentiality commitment.

Legal & Compliance Framework

This section identifies legal principles considered in our website policies. It is not a certification, legal opinion, or representation that every listed law applies to every visitor or engagement.

Truthful marketing and transparent disclosures

Our policy is to describe services and potential outcomes accurately, disclose material limitations, and avoid deceptive claims. These principles reflect the prohibition on unfair or deceptive acts or practices under Section 5 of the Federal Trade Commission Act and the FTC’s online advertising guidance, together with the Connecticut Unfair Trade Practices Act, Conn. Gen. Stat. §§ 42-110a et seq.

Privacy and data security

We follow data-minimization, purpose-limitation, reasonable-security, and transparent-notice principles. Relevant Connecticut sources include the Connecticut Data Privacy Act, Conn. Gen. Stat. §§ 42-515 et seq., the Safeguards Law, Conn. Gen. Stat. § 42-471, and the Breach Notification Law, Conn. Gen. Stat. § 36a-701b. Applicability depends on the facts, processing activities, and statutory thresholds.

Email, telephone, and electronic records

Commercial email practices are intended to follow the CAN-SPAM Act. Automated calls or texts, if ever used, require appropriate consent and opt-out procedures under applicable Telephone Consumer Protection Act and FCC rules. Electronic agreements and signatures are used consistent with the E‑SIGN Act, 15 U.S.C. § 7001, and applicable state law.

Equal opportunity and nondiscrimination

Valverde Group Inc. seeks to provide services without unlawful discrimination. This statement does not convert Valverde Group Inc. into a lender or other regulated decision-maker and should not be read as a claim that financial-services statutes apply to ordinary consulting engagements.

Client-specific compliance

Each client is responsible for laws governing its own industry, workforce, records, advertising, licensing, data, and operations. Where specialized legal interpretation or a formal compliance opinion is required, we recommend qualified legal counsel.